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Do you know the difference between a POS and a PPO? They aren't airport codes or lines on an eye chart -- they're actually types of healthcare plans. Modern healthcare follows its own rules and speaks its own language. With a little preparation, you'll be ready to navigate the healthcare maze and find a plan that's right for you. What are the different kinds of healthcare plans? Here's a rundown...

Like most people, you probably have a file of important papers -- everything from the warranty for the new vacuum to records of your cats' rabies shots. But you may not have a stash of the most important documents of all: Your medical records. Why? Because your doctor has them -- a necessity, to be sure, but one that isn't going to do you much good if you need your records in an emergency. One so...

Like Scarlett O'Hara who put off thinking about anything unpleasant until tomorrow, most Americans aren't planning for how they'll pay for a nursing home or at-home care should they need it when they're old, disabled or chronically sick. Yet for the estimated 2-in-5 among us who will need extended care at some time in our lives, there's a tool that can keep us from racing through our life savings...

How can I save money on drugs? Following your doctor's orders is getting more expensive all the time. From 1997 to 2004, what Americans spent on prescription drugs more than doubled, from $429 to $1,037 per person. If your medicine is having a less-than-healing effect on your wallet, it's only natural to search for a way to cut costs. Fortunately, there are several ways to save money on medicine ...

In the old days, you might visit the same doctor your whole life. Most likely, you had complete trust in his or her judgment, from diagnosing your symptoms to recommending medicines or treatments. You'd get friendly phone calls to follow-up on your progress or schedule routine checkups. And you'd know your local pharmacists by name. These days, it's a whole new world. We move around more, jobs ar...